Last updated [01- January, 2021]

1. Regulatory Status and Acceptance of Terms

Unitrust Insurance Brokers LLC is licensed and regulated by the United Arab Emirates Insurance Authority. Accessing and using our website implies full acceptance of these Terms and Conditions. Please read them carefully. Non-acceptance requires refraining from using the website.

2. Use of Website

Users must be 18 years or older and possess legal authority to form legally binding contracts under applicable law. Users agree to use the website lawfully, refraining from infringing upon the rights, privacy, and intellectual property of others.

3. Content and Copyright

All present and future copyrights, trademarks, and other intellectual property rights relating to this website are vested in Unitrust and its licensors. Unauthorized use, selling, distributing, or making available part of this website on other websites is prohibited.

4. Amendments and Modifications

Unitrust reserves the right to modify, suspend, or discontinue any part of this website and to update these Terms at any time. Continued use of the website implies acceptance of such changes.

5. Links to Third-Party Websites

This website may contain links to external websites not under our control. Unitrust is not responsible for the content or availability of such sites and does not endorse them.

6. Limitation of Liability

The website is provided on an “AS IS” and “AS AVAILABLE” basis. To the extent permitted by law, Unitrust will not be liable for indirect or consequential loss or damage arising out of or in connection with the use of the website.

7. Indemnity

Users agree to indemnify and hold Unitrust and its employees and agents harmless from all liabilities, legal fees, damages, losses, costs, and other expenses in relation to any claims or actions brought against Unitrust arising out of any breach by the user of these Terms and Conditions.

8. Data Compliance

UniTrust complies with all applicable UAE data protection legislations, including but not limited to HAAD, AML/CFT, DHA, and holds harmless each of the other parties in respect of any breach by it of such legislation.

9. Credit/Debit Card Details

Unitrust does not store, sell, share, rent, or lease any credit/debit card details and personally identifiable information to any third parties. All online transactions are conducted through secure and trusted payment gateways.

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the UAE, and users hereby submit to the exclusive jurisdiction of the UAE courts.

11. Contact Information

For any questions, clarifications, or disputes, please contact us through our [Contact Us Form](link) or email us at [your email address].

For further information please contact: compliance@unitrustib.com

12. Payment, Cancellation, & Refund Policy

– Payments are accepted online using Visa and MasterCard in AED or any other agreed currency.
– Cancellations and refunds are processed only through the original mode of payment.
– Specific details regarding the cancellation & refund policy, including conditions and timeframes, are explicitly stated at the point of purchase.

By using this website, users acknowledge that they have read, understood, and agree to be bound by these Terms and Conditions.