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Simple Protection for Your Business, Your Team, and Your Future
Every business faces risks from property damage to employee accidents.
With Unitrust Insurance Broker, you can protect your people, assets, and income through one affordable SME Insurance plan.
Whether your company operates in a Free Zone or on the mainland, our advisors help you choose the right cover for your needs.
Why Your Business Needs SME Insurance
A single incident can stop your operations or create unexpected expenses. SME Insurance gives you the financial stability and legal protection to keep your business running with confidence.
With SME Insurance, you can:
- Protect your office, warehouse, or shop from fire, theft, or damage
- Cover employee injury or illness caused by work (mandatory in most Free Zones)
- Meet insurance requirements for Free Zones like JAFZA, DMCC, and DAFZA
- Stay protected against third-party or customer claims
- Safeguard your income during business interruptions
Types of Policies Covered
Unitrust offers complete SME protection in one plan. You can choose the full package or select individual policies that match your business needs.
| Policy Type | What It Covers |
|---|---|
| Property Insurance | Covers your building, equipment, and stock against fire, theft, or accidental damage. |
| Workmen’s Compensation | Covers medical expenses and salaries if an employee is injured or falls ill at work. |
| Public Liability | Covers you if a customer, visitor, or third party is injured or their property is damaged. |
| Employer’s Liability | Legal protection for business owners against workplace injury claims. |
| Business Interruption | Covers income loss while your business recovers after an insured event. |
| Money Insurance | Protects cash and cheques from loss or theft on-site or in transit. |
| Employee Dishonesty (Fidelity) | Covers losses resulting from employee theft or fraud. |
| Equipment Breakdown | Covers repair or replacement of essential machinery or systems. |
Industries We Cover
Our SME Insurance plans are designed for small and medium businesses across the UAE, including:
Retail shops and e-commerce stores
Restaurants, cafés, and cloud kitchens
Trading and distribution companies
Consulting, accounting, and design offices
Manufacturing and production facilities
Schools, nurseries, and training centres
Logistics, warehousing, and delivery firms
Cleaning and facility management companies
Fitness centres and gyms
Printing, media, and photography studios
Many UAE Free Zones require businesses to hold Property, Workmen’s Compensation, and Liability Insurance. UniTrust helps you meet these requirements quickly and efficiently.
Why Choose Unitrust Insurance Broker
- Licensed and regulated (UAE Insurance Authority No. 188)
- Dedicated advisor from quote to claim
- Transparent process with clear policy details
- Free Zone and mainland expertise
- Affordable pricing with fast service
Trusted by Brokers. Valued by Businesses.
Get a Free SME Insurance Quote
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