Property All Risk Insurance

Property is the cornerstone of every business, be it in the form of physical locations, machinery, or valuable documents. At UniTrust Insurance Broker LLC, we take on the task of helping you protect these valuable assets from any unforeseen risks. We liaise with our insurance partners to guide you towards the most suitable Property All Risk insurance policies, tailored specifically to your business needs.

Property All Risk insurance policies are designed to provide expansive coverage against damages to your property due to unexpected incidents. By securing a policy, you are shielding your business from potential financial loss, freeing you to concentrate on running your business effectively.

Fire and Named Perils

Theft or Burglary

Accidental Damage

Mechanical Breakdown

Business Interruption

Money Insurance

Plate Glass Cover

Building Fire Insurance Policy (including plinth and foundations, if required):

Whether completed or in course of construction (excluding the value of land)

Interiors, Partitions and Electricals

Plant & Machinery, Equipment & Accessories (including foundations, if required):

Bought Second Hand

Bought New

Obsolete Machinery


Raw Material

Finished Goods

In process


Other Contents Insurance such as:

Furniture, Fixtures and Fittings

Cables, Piping

Spares, Tools and Stores

Household goods


Fire and Named Perils cover includes damage or loss due to fire, lightning, explosion, earthquake, storm, flood, riot, strike, malicious damage, and more.

While Fire and Allied Perils Insurance covers losses from specific events named in the policy, Property All Risk Insurance provides a broader protection, covering all risks unless specifically excluded in the policy. This makes it a more comprehensive choice for businesses looking for expansive coverage.

Accidental Damage cover provides protection for unexpected and unintentional physical damage to your property that is not specifically excluded by the policy.

Yes, Business Interruption cover can be opted for in the policies we arrange, which compensates for the loss of income due to an insured event that disrupts your business operations.

Absolutely. The Property All Risk Insurance policies we arrange are versatile and can be tailored to meet the unique needs of businesses across various industries. We aim to understand your unique business needs and guide you towards a policy that offers the most comprehensive protection.

At UniTrust, we are dedicated to understanding your unique business needs and guiding you towards policies that offer the most comprehensive coverage against a multitude of risks. This ensures your business assets are well protected, and you can focus on your business growth.

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